Category: For Beginners

Dec 27

The Amazing World of Market Indexes

Stock market indexes are by far the most widely used tools in making investment decisions. But many investors take for granted what market indexes are and the many roles they play within their portfolio strategy and throughout the financial ecosystem. In this article, we’ll take apart the core structure of an index and explain why […]
Nov 28

Learning the difference between a Wealth Advisor, a Portfolio Manager and a Trader

Like any natural habitat, the Wall Street ecosystem is populated with a wide array of forces interacting and competing with one another to ensure the greatest sustained benefit to themselves. This financial food chain includes everybody from the largest institutions down to the smallest retail traders and everybody in between. Things can get confusing, however, […]
Dec 28

Choosing your Investment Professional

One central factor to consider for choosing an investment professional is to know what type of compensation they receive: fee based or commission based. Those two types of compensation are today at the very center of a long heated debate in the financial industry regarding transparency, disclosures and professional duties. This is the debate between […]
Oct 26

What is a Portfolio and do I need one?

A portfolio is a combination of different investment assets mixed and matched for the purpose of achieving risk diversification for an investor’s financial goals. Items that are considered a part of your portfolio can include any asset you own – from real items such as art and real estate, to equities, fixed-income instruments and their […]
Jan 27

My first investment: Savings and CDs

It’s a financial jungle out there, where to start for a first investment? Putting money into a savings account should be your first step to investing. Building up your savings from your monthly paycheck (say 15%) should be considered as your first investment since your savings account will generate annual interests income (between 0.5% and […]
Nov 30

Know Yourself

We are all are trying to make money, but we all come from different backgrounds and have different financial needs. Some financial assets are only suitable for certain types of individuals, defined by their lifestyle and risk personality. We really need to understand our financial limits along with our financial objectives, that will tell us […]
Sep 27

How to buy Investment Products

Buying and owning investment products and financial instruments is Investing. You can buy financial instruments and all kind of investment products at a bank, broker, or insurance company. In many cases, these organizations pool the investment money they receive to make more large-scale investments, and each individual investor has a claim on a portion of […]
Aug 20

Description of Investment Products

Investment products are investment securities that are sold to individuals and institutions by investment banks. Here is a quick description of the main investment securities: Bonds Also labelled fixed-income securities, the term bond is commonly used to refer to any securities that are founded on debt. When you purchase a bond, you are lending out […]
Jul 25

What is Investment Banking?

You probably heard that term before, but what is it really ? A bank like any other banks ? Actually it’s not like any other bank. An investment bank provides a variety of services designed to assist an individual or business to increase their wealth. This is very different from traditional consumer banking, which focus […]
Jun 27

Definition of an Investment

An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a […]